Anticipated closing costs

There are certain normal costs linked to closing the sale of a house. These expenses are commonly split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate team to help guide you through the deal.

Closing costs that are tied to your mortgage    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: We will work hard to get the very best sales price and push for limited closing costs. Once we've reached an agreement, we will describe in detail the closing costs so you are informed of where your money is going on our custom Net Sheet.

Buyers: When purchasing a property, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not startled when you reach the closing appointment. We will be glad to look through the estimate with you, answering your questions and highlighting any estimates of concern.

Don't forget to factor in closing costs when considering a home sale or purchase. Easy Real Estate Services is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 248-819-9939, if your needs include a real estate team experienced in the business side of real estate.

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