Getting your mortgage is just one part of a real estate transaction. Easy Real Estate Services is seasoned at assisting new and experienced in all areas of real estate. Contact us if your needs include an experienced real estate team ready for the business side of the buying and/or selling process. 

Are you financing a new home?

For a lot of people, applying for a mortgage loan can be one of the most troublesome parts of purchasing a home. But it doesn't have to be. We have close working relationships with many reputable lenders in Oakland County, and they've helped us recognize a few things that make the process of applying for a loan a breeze.

1 – Organize a list of questions about your loan program

Be sure you bring a list of questions with you if you do not perfectly comprehend the pros and cons of the different loan programs. At times, it can be hard to know the differences between fixed and adjustable rate mortgages. One of our trusted lenders can help you understand the advantages and disadvantages of each.

2 – Determine when you want to lock

Locking in means that your mortgage lender guarantees the interest rates for the loan – typically at the time the loan application is submitted. By floating the rate, you can lock the rate anytime between the day you apply for the loan and the issuing of closing documents. Buyers who choose to float conclude interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should take some time to get your documentation together. Click here to preview typical information that goes on a loan application.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

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